Portfolio Analysis

Holdings & Allocation

PRIVATE & CONFIDENTIAL · USD

Clients

Open a client to edit their holdings and target allocation. To change the firm-wide model (asset inputs, correlations, reference-rate defaults, Avos Target, and "What We Believe") for all clients at once, use Edit Firm Model.

New Client · create the client, load holdings, invite users
1.

Client details

lowercase letters, numbers, hyphens — internal id, not shown to the client
2.

Holdings

Upload the client's holdings CSV (columns: Section, Account Name, Notes / Type, Total Value (USD), then one "<Bucket> (%)" column per asset class). It's parsed and validated here before anything is saved — fix any warnings in the CSV and re-upload.

Next: after creating, you'll review the client's dashboard, set the Avos Target in the Asset Classes editor, and then invite their users from the client's page — so invitations only go out once everything looks right.

Users & Access ·
1.

Invite a user

Sends a sign-in invitation. When they accept, they're mapped to this client and can log in.

2.

Users with access

UserStatus
1.

Holdings

Click any account to set its asset breakdown and management details.

Grand Total $0
2.

Financial Asset Summary

How to read these charts

The color shows how closely your portfolio tracks our neutral target — the most-diversified mix we'd hold by default. Colored slices are that core; gray slices are active bets (tactical tilts, concentrated or manager-alpha positions). We believe bets should be kept to a deliberate minority of the overall portfolio.

Core — matches Avos Neutral Active bet — a deviation

Current Allocation

Proposed Allocation

Expected Return and Risk

Annualized expected return and volatility, on a nominal, excess-of-cash, and real (inflation-adjusted) basis.

Current Proposed
NominalExcessReal NominalExcessReal
3.

Asset Classes

Why we hold each asset class and the target weight in the proposed allocation. Weights are editable.

1.

Reference Rates

Used to translate nominal returns into excess and real terms. Avos sets a default; you may set your own current value for your modeling.

RateAvos DefaultYour Current

These edits are for your own modeling. To change how Avos manages your portfolio, contact your advisor.

2.

Asset Inputs

Avos's nominal return and volatility estimate for each asset class, with the excess and real figures derived from your reference rates above. Set by Avos.

Asset Class μ Nominal μ Excess μ Real σ (Vol) Source
3.

Correlation Matrix

Avos's correlation estimates between asset classes. Set by Avos. Hover any header for the full asset-class name.
Firm Model · changes here apply to ALL clients · v—
Bulk edit (Excel):
Download the current model as a 5-tab workbook, edit it, and re-upload. The upload is parsed and previewed in the sections below; review, then Save firm model.
1.

Reference Rates

Default cash and inflation rates (used to derive excess and real returns). Clients may set their own current value; this sets the firm default for everyone.

%
%
2.

Asset Inputs

Per-bucket nominal return and volatility. Excess and Real are derived from the reference rates above.

Bucket μ Nominal μ Excess μ Real σ (Vol) Default Tax Source
3.

Avos Target

The firm's strategic-neutral allocation — shown to clients as the read-only "Avos Neutral" column and used for the Core/Active pie shading.

Asset ClassWeight
4.

What We Believe

Editable narrative shown next to each asset class on the client-facing Asset Classes table.

Asset ClassWhat We Believe
5.

Correlation Matrix

Editable correlation estimates between asset classes. Symmetric — editing either side updates the mirror. Diagonal locked at 1.00. Hover any header for the full name.